A SIPP will actually allow the investor to hold a wide range of different investments which offers you great flexibility and choice over a typical personal pension. The investments that you make can be anything from individual shares and unit trusts to contracts for difference and structured products.
It is worth noting that there is a much lower risk when investing in structured products. In fact, in 2007 there was a noticeable increase in the sales of structured products within the United Kingdom and SIPPs.org.uk is different because we will not overlook the benefits of investing in Structured Products.
In more recent years it has become increasingly common for consumers to seek products that are capable of offering the potential for capital growth and products that can provide you with additional features such as capital protection. It was noted that in September 2008 there was approximately £34bn of outstanding value within structured products in the UK retail market.
It is worth being aware that in some cases investors may be at an increased risk of buying products that may not be a sensible choice if they have long-term investment in mind as there are some short term risks involved.
As with anything of this nature, it is important to gain bespoke independent advice due to the complexities involved in making investments.